📈 SIP & Mutual Funds
What we would tell a friend, written down. Real numbers with their sources, updated when the numbers change, and a straight answer in the first paragraph so you do not have to scroll for it.
What Is SIP? Complete Beginner Guide for Indian Investors
A SIP is a method of investing a fixed amount in a mutual fund at regular intervals. It builds discipline; it does not guarantee profit or protect aga…
26 Sep 2026 · 1 min read
SIP vs Lumpsum: Which Is Better for Indian Investors?
SIP suits money that arrives regularly and reduces timing anxiety. Lumpsum puts available cash to work immediately but exposes the full amount to the …
26 Sep 2026 · 1 min read
Direct vs Regular Mutual Funds: Costs, Advice and Choice
Direct and regular plans hold the same portfolio under the same scheme, but direct plans exclude distributor commission and therefore have a lower exp…
26 Sep 2026 · 1 min read
Large Cap vs Mid Cap vs Small Cap Mutual Funds
Large-, mid- and small-cap funds invest in different market-capitalisation segments. Potential return and volatility generally rise as company size fa…
26 Sep 2026 · 1 min read
Index Fund vs Active Mutual Fund: A Practical India Guide
An index fund tracks a stated benchmark; an active fund lets a manager select securities to beat or manage risk relative to a benchmark. Cost, trackin…
26 Sep 2026 · 1 min read
CAGR vs XIRR: Meaning, Formula and Examples
CAGR measures the annualised growth between one beginning value and one ending value. XIRR measures an annualised return when cash flows occur on diff…
26 Sep 2026 · 1 min read
Should You Stop SIP When the Market Falls?
A market fall alone is usually not a sound reason to stop a goal-linked SIP. Continue if the goal, horizon, emergency reserve and scheme suitability r…
26 Sep 2026 · 1 min read
How Many Mutual Funds Should You Have?
Most investors need only a few non-overlapping funds—often 2–5 across all goals—but there is no regulatory or universal ideal. Count distinct portfoli…
26 Sep 2026 · 1 min read
